Finance & Capital
Protect what the business has already built.
Insurance and risk management solutions for enterprises — corporate cover, employee benefit programmes, keyman and liability insurance, and structured assessment of the risks a business is actually carrying.
Overview
Risk that has not been assessed is still being carried
Most businesses hold insurance that was bought at a point in time and never revisited. The operation has since changed — new premises, new liabilities, more people, a larger order book — and the cover has not.
The starting point is therefore assessment rather than product. What risks does this business actually carry, which of them are insurable, which are better mitigated operationally, and where is cover being paid for that no longer matches the exposure.
From that assessment, the cover and benefit programmes follow.
Scope
What we advise on
- 01
Corporate insurance solutions
Cover structured around the assets, premises and operations the business actually holds.
- 02
Employee benefit programmes
Group benefit structures for a growing workforce.
- 03
Keyman insurance
Cover against the financial impact of losing an individual central to the business.
- 04
Liability insurance
Liability exposure arising from operations, contracts and professional services.
- 05
Business risk assessment
Structured review of the risks carried, separating what should be insured from what should be managed.
Fit
Who this is for
- Growing enterprises
- Businesses whose risk profile has moved faster than their cover.
- Businesses with key-person concentration
- Operations where the departure or loss of one individual would materially affect the business.
- Employers building benefit programmes
- Businesses formalising employee benefits as headcount grows.
- Contract-driven businesses
- Operations where clients or tenders impose liability cover requirements.
Process
How we work
- 01
Risk assessment
Review of the operation to establish the exposures actually carried.
- 02
Review of existing cover
What is already held, what it covers, and where it no longer matches the business.
- 03
Recommendation
A clear view of what should be insured, what should be mitigated and what can be accepted.
- 04
Implementation support
Support through documentation and placement of the recommended cover.
- 05
Periodic review
Reassessment as the business changes, so cover does not drift out of alignment again.
Why MyROC Advisor
How Insurance & Risk engagements run.
- Assessment first
- We establish the actual position before recommending work, and tell you if the work you asked for is not the work you need.
- Qualified professionals
- Work is carried out with experienced Chartered Accountants and Company Secretaries, and reviewed before it is submitted.
- One consolidated list
- Everything required from you is set out at the start, not requested in instalments over several weeks.
- Pan-India, remote-first
- Engagements are handled remotely across the country, with documents exchanged electronically.
Questions
Frequently asked
Keyman insurance is cover taken by a business against the financial impact of losing an individual whose contribution is central to its operations. It is most relevant where revenue, relationships or technical capability are concentrated in one or a small number of people.
Related services
- Corporate Finance AdvisoryWorking capital, project finance, restructuring and financial planning for growing businesses.
- Corporate Advisory ServicesStructuring, planning and operational guidance for businesses at a decision point.
- Trade Finance AdvisoryLC, SBLC and bank guarantee structuring, with export, import and receivables finance.
Next step
Talk to an advisor about insurance & risk.
Tell us where things stand. The first consultation is free, and we will tell you plainly what is involved before any engagement begins.
- Call
- +91 9870455910
- Response time
- We respond to all messages within 24 hours.